Hobbit, your house hubby will be so proud of you.

On a more serious note, it's freakin' 5.16 am and I can't sleep,

The tuesday papers just came in,

My lappie's a goner,

my rented DVD is stuck inside the CD-ROM and it's due today,

my library book is grossly dued,

I have outstanding study arrears with CPF,

I blew (happily) $350 bucks on diving gears,

Gosh. I feel cranky now.

In the meantime, do check this site out!

http://www.progressoutofpoverty.org/

A poverty index that would help determine how much bankers should loan; and structure their loans to the poor so that they can have sufficient cash flow to get out of their poverty cycle.

Kudos to Microfinancing bankers.